The Issue: Identifying possible creditors of Descendant — so that you can send them actual notice of the same information as in the Nonprobate Notice to Creditors.
RCW 11.42.040 provides the guidelines for identifying and notifying Descendant’s creditors — First, with “reasonable diligence”:
The Issue: Sending to the possible creditors of Descendant identified in your review actual notice of the same information as in the Nonprobate Notice to Creditors, effectively “inviting” them to make their claim or be barred.
Why Send Actual Notice? Washington law does not require a Notice Agent to give actual notice to known creditors — the legislature has just made it highly advantageous to do so in most circumstances:
Giving actual notice (within the first 3 months after first publication) allows you to reduce the Statute of Limitations from 24 months after date of death to 4 months after the date of first publication for an important class of creditors — those with claims that would have been expected to have been found in a diligent review of Descendant’s correspondence and financial records. See Statute of Limitations.
Then, to complete the identification and notification process:
Timing: Within 3 months after first publication of your Nonprobate Notice to Creditors. Strategically, you should send actual notice at the end of the 3rd month (ie, just before the 90th day) after first publication; by doing so, you:
Query: Is there any way that you can ensure the success of your having made a reasonable review and sent actual notice to the possible creditors found in your review? See Evidencing Your Reasonable Review.